APGLI Bond Download – Check Life Insurance Corporation Bond Status & Bond Details Online Here :

APGLI Bond Download , Bond Details Check , Bond Status Check , Bond Nidhi App linking is now available at Andhra Pradesh Government Life Insurance Corporation Department Website which is popularly known as AP GLI Portal @ http://ap gli.ap.gov.in/index.html . The Government Of Andhra Pradesh majority call as GoAP , established AP Government Life Insurance Corporation Services in 1907 . From 1907 the Life Insurance Services are running Successfully . Time to time updating its services in online . Majority customers are for the AP Government Life Insurance Corporation is their state govt employees .

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Before moving to Online Services , Ap Govt proud to reveal that , Employees of Andhra Pradesh state them self can check Bond Status , Bond Details , Bond Download (Download Bond Copy Online ) , Loan Application , Loan status , slips checking and more with single click in Nidhi Payroll Herb Portal or Nidhi App . Employees are advised to utilize all online services from Nidhi App .

How To Download APGLI Bond Online – How To Check APGLI Bond Status – How To Check APGLI Bond Details Online – Andhra Pradesh Government Life Insurance :

1. APGLI Bond Download is now available at Nidhi Website which is also called as Herb Payroll / Herb Pay Roll / Herbs Payroll / Herbs Payrolls .
2. Direct URL To APGLI BOND Download is @ http://www.apgli.ap.gov.in/Existing/PolicyBond.html
3. The Direct URL to Login Nidhi Herb Portal @ https://nidhi.apcfss.in/
4. After visiting home page of Nidhi Website , you will be asked to enter CFMS ID .
5. If you forgot CFMS ID , In the same page you can get your CFMS with HRMS ID or Employee Register Mobile Number
6. To Know Your CFMS ID by using Mobile Number  , go through Knowyourcfmsid section @ Know_Your_CFMS_ID 
7. Enter CFMS ID and choose Go to enter password
8. Nidhi Portal Default Password is ” cfms@123 “
9. After successful login to Nidhi Portal , You will be asked to Register New Password .
10. A new password will be Sent to your registered mobile number . You can save the password or change it any time .
11. After successful login , in Dashboard  , Click on APGLI .
12. In the AP GLI Section , You will see all your bond Details . In the Right Side of Bond Details you will have download option
13. By using view Details , You can Check Bond Details Online and Bond Status Online .
14. After opening the Details you can use Download to Bond Download .
15. if you are using from Nidhi Mobile app , In left side you will have menu section , Select –> Personal Information 
16. In the personal information , select –> Personal Id Details
17. In personal Id Details , select–>  APGLI
18. Dashboard –> Personal Information  –> Personal Id Details –> APGLI  
19.  There you will have ..

How To Check APGLI Loan Application – Loan Status – Loan Process :

1. An employee can avail loan in Policy for need of money . To take loan a minimum 36 months premium has to be paid minimum .
2. 1st time loan will be issued only after 3 years or  36 months from the date of policy issued .
3. A Minimum amount of Loan is 10,000 and the maximum is 90 % of Surrender Value
4. Loan has to be re pay in EMI option with in 12 – 60 months. Max time to repay loan is 5 years
5. Another loan or Second loan is offered only after half of the payment of 1st loan .
6. Employee has to submit An Application form at Nidhi portal or Nidhi App at DDO level to apply for APGLI Loan Application
7. The Application Form Can Be Downloaded Here 
8. After Successful applying one can check APGLI Loan Status through APGLI Nidhi
9. After successful verification by DDO – Drawing Officer , the application will be forwarded to A.P.G.L.I Office . This will take 7 working Days
10.  In the next 7 working days A.P.G.L.I Office will sanction or Reject your application with relevant answer .
11. If Loan Sanctioned , DDO will Auto Generated process which drops amount directly to your account . It takes 7 Days time
12. If Application Rejected , DDO will inform the same to the applicant with reason .

What Is APGLI – Andhra Pradesh Government Life Insurance ( LIC Online ) :

Andhra Pradesh State Government Life Insurance Corporation popularly Known as APGLI wash established in 1900 and still its running successfully . The purpose of Andhra Pradesh government Life Insurance Corporation Scheme is to provide financial Security – Economic Security and Safety Assurance to their state government employees . The Life insurance corporation of Andhra government providing a lump sum amount with applicable bonus if in case demise during on duty service else will pay amount after retirement .

At the starting stage , AP Govt LIC services are registered under Paper later on are after 1998 the services are computerized . Now they are using a separate website  which is http://apgli.ap.gov.in/index.html , Not only website but also their services are linked with APGLI Nidhi App . Nidhi is a Payroll Herb Portal for Andhra Pradesh . AP state government employees can check their AP Govt LIC Bond at Nidhi App or Nidhi Website by accessing Herb payroll / Pay Role Herb / payrolls Herb / Payrolls Herbs .

A study from AIMS revealed that , Online Services has to implement in AP government Life Insurance to reach present standers . online Services in the sense of no manual action is allowed from any employee . from Policy issue to policy hand over , all has to be digitalized . With this any government employee can download their bond easily , can check their bond status easily , able to view bond details online with out any application . Now the same is happening through Nidhi App .

Who Are Eligible under AP Govt Life Insurance ? How The Process Works ? 

• An employee who are regularized from Andhra Pradesh state government subordinate services are eligible to take policy in Andhra Pradesh government life insurance .
• When an employee services are regularized and probation period is completed , automatically mandatory premium is issued based on Basic Pay .
• Automatically an unique Policy number will be allocated and the Subscription premium will be deducted from their Basic Pay – Basic Salary respectively .
• Time to time when salary increased policy amount also increased to provide Security to the employees .
• When employee get Pay Revision , Increment , Advancement , promotion – Automatically new policy issued at DDO Level with out employee intervention .
• Several Bonds will be issued in an employee Service time based on Service . When PRC Issues , new policy issues .
• For example if an employee received ABCD  bond at time of Probation declared and services regularized  , later when his salary increased at PRC announcement , automatically new policy issued with the ABCD-1 later another PRC issued  another bond issued  ABCD-2 like this .
• All Bonds will be cleared at retirement or if employee death is accrue .

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